YES, if you have Parts A and B, they will have to pay what they are obligated to pay. HOWEVER, Medicare changes from being your primary payer to your secondary payer if you are in a car crash and you are not at fault. The at-fault driver’s insurance becomes primary. HOWEVER, if you are still treating and have not settled your case or gone to court for a verdict after 120 days, Medicare will start paying and will back up and pay the first 120 days, too. So, do not let the at-fault driver’s insurance company pay for your medical bills. If your treatment lasts more than 120 days, Medicare will pay them. If you allow the at-fault driver’s insurance to pay your medical bills, the insurance company will probably only have to pay the insurance rate (generally 80% of the bill) to your health-care providers when the at-fault driver owes you 100%. You lose 20%.
Written by Attorney Yvonne T. Griffin
We concentrate our personal injury practice in vehicle accidents, motorcycle accidents, wrongful death cases, slip and falls, and animal bites.
Please contact us if you’ve been injured. We offer a free, no-obligation consultation. We have four convenient office locations: Charlottesville, Lake Monticello, Harrisonburg & Staunton.
If you’re too injured to come in, we’ll be happy to meet you at the hospital or your home. We will fight to get you the full value of your case.